Obtain a quote online and receive
up to 35% discount



Landlord Insurance



Cover available for both
buildings and/or contents



Multi-Property Landlord Insurance



Multi-property discount available for landlords
with a porfolio of 5 or more properties



Unoccupied Property



Cover available for both
buildings and/or contents


Landlord Insurance Experts



Get a quote online or call us on 0800 195 1993



The properties we own are probably the biggest investment we will ever make, so it makes sense to ensure that they are fully protected. Here at Smith and Pinching General Insurance Services, part of the Towergate Group, our wealth of experience can help you ensure your property is adequately covered.

Whether you own one or multiple let properties, and rent to students, working professionals or those on income support, we can arrange all the necessary insurance. Our experienced home insurance specialists are here to provide you with great cover and even better prices.

With a panel of carefully chosen insurers and bespoke insurance schemes, we can offer a number of different policies with wide ranging benefits to suit your needs. Whether you need cover for damage caused by tenants, cover for loss of rent following an insured incident or cover for your unoccupied property in between tenants, we can find a policy for you.

Our strong insurer relationships enable us to provide competitive and bespoke insurance premiums, alongside quality cover. We also offer a number of competitive optional covers tailored to compliment your policy, including:

  • Up to £50,000 worth of legal expenses cover to protect you when a tenant fails to meet their legal obligations. This includes things like court fees, bailiff fees and eviction proceedings.

  • Home emergency cover providing access to a 24 hour, 365 day emergency helpline which will arrange emergency repairs for things like burst pipes, sudden leaks and assistance securing your property following a break-in. Cover for blocked toilets, baths and showers is even included if there are other available facilities in the property.

  • Rent guarantee cover which can reimburse you for unpaid rent of up to £2,500 per month.

As your broker we’re here to help, and our continuous investment in the latest technology puts us in a position to give the best possible service levels at all times. If you are ever in a position where you need to make a claim, we can reassure you that you are in good hands and we will be with you from start to finish.

Get a quote online today or call us on 0800 195 1993






Safeguard Your Investment





Mortgage Protection


Covering your mortgage payments if you cannot work
due to injury or illness.

call us on 0800 195 1993





Relevant Life


A tax efficient death benefit providing cover for your family.


call us on 0800 195 1993





Holiday Home Insurance


We can also arrange insurance for your Holiday Home.


call us on 0800 195 1993